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List Of Bank Holidays In December 2021 – State-wise Public Holidays, Important Dates & Events in December 2021

List of Bank Holidays in December 2021

Whenever you think about December, perhaps you think of merely Christmas. Since it’s one of the famous festivals celebrated across the World, December is often referred to as the “Christmas” month. Unlike November, December has fewer holidays. In general, each year from December 21, India experiences severe winters.

Learn more about – Bank Holidays In January – List Of Upcoming Bank And Public Holidays In January

December holds a few highly significant national and international holidays such as Christmas Eve, Christmas Day, Second Saturday, and a lot more. If you’re curious to know about the various bank holidays in December, you’ll love this article. By the end of the article, you’ll get a clear idea about the most significant dates and festivals in December.

Let’s get started!

Three-Holiday Acts by Reserve Bank of India

In general, all private and PSU banks function under the rules and regulations of the Reserve Bank of India. According to the RBI guidelines, the banks should be closed on the second and fourth Saturdays. In addition, banks also get holidays for national festivals, events, or other occasions.

Here are the various acts of RBI on bank holidays.

  1. Holiday Under Negotiable Instruments Act – As per this act, the banks will be closed on public holidays. This is why it’s vital to finish the most significant work before the bank holidays.
  2. Holiday Under Negotiable Instruments Act and Real-Time Gross Settlement Holiday – It’s also most commonly known as GTGS holidays, where the banks work on funds without netting.
  3. Banks’ Closing of Accounts – This is the last bank holidays act that says the banks receive holidays to close the accounts.

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List of Bank Holidays in December 2021

India is the land of festivals and celebrations. Whether it’s early January, mid-June, or the end of December, the country celebrates one or other festivals each day. When we’re discussing the bank holidays in December 2021, different states have distinct festivals on the same dates or days.

Look at the table given below to get a clear idea about bank holidays in December. 

Date-wise Bank Holidays in December 2021

Date Occasion
December 11, 2021(Saturday) Second Saturday – All States
December 25, 2021(Saturday) Christmas Day and Fourth Saturday – All States

Date-wise Public Holidays in December 2021

Date Occasion and State
December 1, 2021 (Wednesday) State Formation Day – Nagaland

Indigenous Faith Day- Arunachal Pradesh

December 3, 2021 (Friday) World’s Disabled Day- Tripura

Feast of St. Francis Xavier- Goa

December 18, 2021 (Saturday) Death Anniversary of U SoSo Tham- Meghalaya

Guru Ghasidas Jayanti- Chandigarh

December 19, 2021 (Sunday) Goa Liberation Day- Goa
December 24, 2021 (Friday) Christmas Eve- Mizoram and Meghalaya
December 25, 2021 (Saturday) Christmas Day- All Over The Country

December 30, 2021 (Thursday)

Tamu Losar- Sikkim

U Kiang Nangbah- Meghalaya

December 31, 2021 (Friday) New Year’s eve- Manipur

State-wise Public Holidays in December 2021

State Date Occasion

December 31, 2021 (Friday)

December 24, 2021 (Saturday)

December 25, 2021 (Saturday)

New Year’s Eve

Christmas Day


December 1, 2021 (Wednesday)

December 25, 2021 (Saturday)

State Inauguration Day

Christmas Day

Arunachal Pradesh

December 1, 2021 (Wednesday)

December 25, 2021 (Saturday)

Indigenous Faith Day

Christmas Day


December 3, 2021 (Friday)

December 25, 2021 (Saturday)

World Disabled Day

Christmas Day


December 3, 2021 (Friday)

December 19, 2021 (Sunday)

December 25, 2021 (Saturday)

Feast of St. Francis Xavier

Goa Liberation Day

Christmas Day


December 18, 2021 (Saturday)

December 24, 2021 (Saturday)

December 25, 2021 (Saturday)

December 30, 2021 (Thursday)

Death Anniversary of U SoSo Tham

Christmas Eve

Christmas Day

U Kiang Nangbah


December 18, 2021 (Saturday)

December 25, 2021 (Saturday)

Guru Ghasidas Jayati

Christmas Day


December 24, 2021 (Friday)

December 25, 2021 (Saturday)

Christmas Eve

Christmas Day


December 30, 2021 (Thursday)

December 25, 2021 (Saturday)

Tamu Losar

Christmas Day

Important Dates and Events in December 2021

Dates Events
December 1, 2021 World AIDS Day
December 2, 2021 International Day for the Abolition of Slavery and National Pollution Control Day
December 3, 2021 World Day of the Handicapped
December 4, 2021 Indian Navy Day
December 5, 2021 International Volunteer Day and World Soil Day
December 7, 2021 International Civil Aviation Day and Armed Forces Flag Day
December 9, 2021 International Anti Corruption Day
December 10, 2021 Human Rights Day
December 11, 2021 International Mountain Day
December 14, 2021 National Energy Conservation Day
December 15, 2021 International Tea Day
December 16, 2021 Vijay Diwas
December 18, 2021 Minorities Rights Day In India
December 19, 2021 Goa’s Liberation Day
December 20, 2021 International Human Solidarity Day
December 22, 2021 National Mathematics Day
December 23, 2021 Kisan Diwas
December 24, 2021 Christmas Eve and National Consumer Rights Day
December 25, 2021 Good Governance Day(India) and Christmas Day
December 31, 2021 New Year’s Eve

Brief About Various Bank Holidays in December 2021

Do you want to know more about the various banks and public holidays in December? In this section, we’re going to discuss exactly the same. Keep reading.

Second Saturday and Fourth Saturday

Usually, every second and fourth Saturday, banks get holidays. The Reserve Bank of India Announced the bank holidays on the second and fourth Saturdays in 2015. However, the banks continuously operate on other Saturdays and are closed on all Sundays of a month.

Christmas Day

Christmas Day is celebrated to commemorate the birth of Jesus Christ. It’s celebrated each year on December 25 across the globe. It’s also most commonly known as the “Feast Day of Christ.” This is a religious festival and is widely celebrated by Christians. That’s why on this occasion everything remains closed from schools to banks.

Christmas Eve

Christmas Eve is celebrated just before Christmas Day, i.e., on December 24, 2021. Usually, this festival starts at night as Jesus Christ is believed to be born at midnight on December 25, 2021. On this occasion, people gather at Churches or homes to celebrate the birth of Jesus Christ. Christmas Eve comprises Midnight Mass(One of the most crucial traditions) where people give each other. Also, children and adults arrange and decorate Christmas Trees with beautiful decor items and lights.

New Year’s Eve

It’s no surprise to say that New Year’s Eve is one of the biggest festivals celebrated worldwide. According to the Gregorian Calendar, it’s celebrated every year on December 31, i.e., at the end of the year. On this day, people enjoy themselves with their family, friends, and neighbours till 12 am. In a few regions, people celebrate by firing crackers, screaming “Happy New Year”, enjoying pubs, clubs, or cutting cakes.

Key Takeaways

In December, banks get very few holidays for about three days. This year, they merely get two holidays for the second Saturday, the fourth Saturday, and Christmas day. Since Christmas day and the fourth Saturday fall under the same date, banks receive only two holidays rather than three. Now, let’s quickly recall the public and private holidays in December.

  • Bank Holidays in December 2021 are Christmas Day, Second Saturday and Fourth Saturday.
  • The public holidays in December include Nagaland State Formation Day, World’s Disabled or Handicapped Day, Goa Liberation Day, Tamu Losar, U Kiang Nangbah, and a lot more events.

Frequently Asked Questions

How many holidays do banks get in December?

In general, the banks receive three holidays in December in India. These include Second Saturday, Fourth Saturday, and Christmas Day.

Who decides and declares the bank holidays?

The Reserve Bank of India takes responsibility for all banks and their related issues. So, it’s the one that decides and declares bank holidays.

Are the second and fourth Saturdays holidays for all states in India?

Yes. Since the Reserve Bank of India declared bank holidays on the second and fourth Saturdays, they remain closed on these days. Moreover, these holidays are not merely restricted to PSUs but also applicable to private banks.

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